Regarding Study loan

"I'm an 18-year-old female NEET dropper. The NEET cutoffs are extremely high this year. My father wants me to take admission in a private medical college next year through a student loan.

Could anyone please guide me on this? If I take a loan of ₹80-90 lakhs, how much time will it take to repay, and what will be the interest rate if I take the loan from a government bank like PNB (where my father works)?

Any tips would be appreciated."